{
 "name": "Landlord Returns Tracker",
 "url": "https://www.landlordinsuranceuk.com/knowledge-hub/research/landlord-returns-tracker/",
 "licence": "CC BY 4.0",
 "rentMonth": "September 2026",
 "priceMonth": "August 2026",
 "published": "21 October 2026",
 "uk": {
  "rent": 1406,
  "rentChg": 3.8,
  "rentChgPrev": 3.8,
  "price": 273037,
  "priceChg": 0.9,
  "priceChgPrev": 1.2
 },
 "typical": {
  "gross": 4.455,
  "net": 3.25,
  "total": 5.115,
  "breakEven": 4.34,
  "netYearAgo": 3.13,
  "totalYearAgo": 5.13
 },
 "lines": [
  "UK rents rose 3.8% in the year to September 2026, unchanged from August. The average UK rent is £1,406 a month.",
  "UK house prices rose 0.9% in the year to August 2026, down from 1.2% in July. The average UK price is £273,037.",
  "265 of 316 council areas in England and Wales saw rents grow faster than house prices, on the three-month price trend. Rents fell in 11 areas and prices in 79.",
  "3.3% is the typical net yield after running costs, before tax and any mortgage, in the median council area. Gross, it is 4.5%. A year earlier the net yield was 3.1%.",
  "5.1% is the typical total return over 12 months, net yield plus the change in house prices, against 5.1% a year earlier. It was negative in 17 of 316 areas.",
  "168 areas saw annual rent growth speed up on the month, and 124 saw it slow."
 ],
 "counts": {
  "rentsBeatPrices": 265,
  "rentsFell": 11,
  "pricesFell": 79,
  "negativeTotal": 17,
  "faster": 168,
  "slower": 124,
  "mortgagePays": 33
 },
 "movers": {
  "totalTop": [
   {
    "name": "Hyndburn",
    "region": "North West",
    "total": 14.33,
    "rentChg": 3.7
   },
   {
    "name": "Burnley",
    "region": "North West",
    "total": 12.63,
    "rentChg": 3
   },
   {
    "name": "St. Helens",
    "region": "North West",
    "total": 12.1,
    "rentChg": 6.9
   },
   {
    "name": "Pendle",
    "region": "North West",
    "total": 11.8,
    "rentChg": 6.4
   },
   {
    "name": "Preston",
    "region": "North West",
    "total": 11.54,
    "rentChg": 5.7
   }
  ],
  "totalLow": [
   {
    "name": "Westminster",
    "region": "London",
    "total": -15.3,
    "rentChg": -0.4
   },
   {
    "name": "Kensington and Chelsea",
    "region": "London",
    "total": -9.2,
    "rentChg": 3
   },
   {
    "name": "Tower Hamlets",
    "region": "London",
    "total": -8.31,
    "rentChg": 3.8
   },
   {
    "name": "Camden",
    "region": "London",
    "total": -6.47,
    "rentChg": 1.4
   },
   {
    "name": "Hammersmith and Fulham",
    "region": "London",
    "total": -5.15,
    "rentChg": 4.9
   }
  ],
  "rentTop": [
   {
    "name": "Tewkesbury",
    "region": "South West",
    "total": 5.49,
    "rentChg": 14.4
   },
   {
    "name": "Oldham",
    "region": "North West",
    "total": 9.01,
    "rentChg": 13.3
   },
   {
    "name": "Kirklees",
    "region": "Yorkshire and The Humber",
    "total": 8.58,
    "rentChg": 12.5
   },
   {
    "name": "Redditch",
    "region": "West Midlands",
    "total": 2.27,
    "rentChg": 11.3
   },
   {
    "name": "Knowsley",
    "region": "North West",
    "total": 5.57,
    "rentChg": 11
   }
  ],
  "rentLow": [
   {
    "name": "Merthyr Tydfil",
    "region": "Wales",
    "total": 5.38,
    "rentChg": -1.9
   },
   {
    "name": "Broxtowe",
    "region": "East Midlands",
    "total": 2.74,
    "rentChg": -1.6
   },
   {
    "name": "Wyre Forest",
    "region": "West Midlands",
    "total": 4.48,
    "rentChg": -1.2
   },
   {
    "name": "Woking",
    "region": "South East",
    "total": 0.76,
    "rentChg": -1
   },
   {
    "name": "Forest of Dean",
    "region": "South West",
    "total": 2.69,
    "rentChg": -0.9
   }
  ]
 },
 "regions": [
  {
   "name": "North East",
   "rentChg": 5.3,
   "priceTrend": 3.93,
   "net": 4.12,
   "total": 8.05
  },
  {
   "name": "North West",
   "rentChg": 5.7,
   "priceTrend": 3.5,
   "net": 3.86,
   "total": 7.36
  },
  {
   "name": "Scotland",
   "rentChg": 0.7,
   "priceTrend": 2.27,
   "net": 4.45,
   "total": 6.72
  },
  {
   "name": "Yorkshire and The Humber",
   "rentChg": 4.8,
   "priceTrend": 2.53,
   "net": 3.6,
   "total": 6.13
  },
  {
   "name": "Wales",
   "rentChg": 4.1,
   "priceTrend": 2.23,
   "net": 3.4,
   "total": 5.63
  },
  {
   "name": "West Midlands",
   "rentChg": 4.4,
   "priceTrend": 1.43,
   "net": 3.42,
   "total": 4.85
  },
  {
   "name": "East Midlands",
   "rentChg": 3.8,
   "priceTrend": 1.13,
   "net": 3.34,
   "total": 4.47
  },
  {
   "name": "South West",
   "rentChg": 4.2,
   "priceTrend": 0.4,
   "net": 3.61,
   "total": 4.01
  },
  {
   "name": "East of England",
   "rentChg": 3.8,
   "priceTrend": 0.23,
   "net": 3.38,
   "total": 3.61
  },
  {
   "name": "South East",
   "rentChg": 3.5,
   "priceTrend": -0.3,
   "net": 3.33,
   "total": 3.03
  },
  {
   "name": "London",
   "rentChg": 3.5,
   "priceTrend": -2.77,
   "net": 3.75,
   "total": 0.98
  }
 ]
}